09 / Advisory Services
Treasury & Finance Function Setup for Start-ups and Growing Companies
Building the treasury and finance function on strong foundations requires cash visibility, budgeting and forecasting discipline, payment controls, bank relationship management, and management reporting to be combined in a structure that can scale with the business.
Consulvera helps founders and growing management teams move from fragmented, founder-dependent finance routines to a practical treasury and finance operating model. The work begins with the company's growth stage, cash runway, funding model, payment flows, banking structure, reporting needs, and internal responsibilities, then defines the processes and controls needed for the next stage of growth.
How Consulvera helps
- We design a treasury and finance operating model suited to the company's growth stage.
- We establish cash visibility, liquidity forecasting, budgeting, and management reporting cadence.
- We clarify payment processes, authorization matrices, and core financial controls.
- We create a roadmap for bank relationships, funding readiness, team responsibilities, and implementation priorities.
Best fit
- Start-ups establishing their first structured treasury and finance processes.
- Scale-ups whose financial operations have not kept pace with commercial growth.
- Founder-led companies preparing to delegate finance responsibilities and strengthen controls.
- Companies preparing for new funding, bank discussions, investment, or regional expansion.
What is reviewed
- Cash position, cash runway, short-term liquidity needs, and forecasting assumptions.
- Budgeting cadence, management reporting, KPI definitions, and decision-support requirements.
- Payment workflow, authorization levels, maker-checker controls, and responsibility ownership.
- Bank accounts, banking services, credit facilities, funding needs, and relationship management.
- Finance team roles, process documentation, systems, data sources, and implementation priorities.
Typical client situations
- Cash position and runway are tracked inconsistently or through founder-managed spreadsheets.
- Payments, approvals, and banking access depend on informal practices.
- Budgets and forecasts are not updated frequently enough to support decisions.
- Management reporting does not clearly connect growth, cash needs, and funding requirements.
- The company needs a finance structure that can scale before hiring a larger internal team.
Expected outputs
- Target treasury and finance operating model with clear responsibilities.
- Cash visibility, liquidity forecasting, budgeting, and management reporting framework.
- Payment process, authorization matrix, and core control recommendations.
- Bank relationship, account structure, and financing-readiness framework.
- Prioritized implementation roadmap aligned with the company's growth stage.
Professional boundary
Consulvera supports the design and establishment of treasury and finance processes. It does not replace statutory accounting, audit, legal, tax, payroll, regulated investment advice, or executive management responsibilities.